Smells Like Happy

In different areas of the country, real estate investors are having difficulty getting financing for their deals. Some hard money lenders have gone out of business and the funds that were easily available are no longer around. As a matter of fact the hard money lenders who actually still have cash available now require a down payment to use their private money. You have to put up more of your money plus credit and still have to pay up to fourteen percent plus other holding costs to flip properties. This process has stopped a lot of investors from doing deals.

There’s a great strategy out there that some investors have adopted because of the shortage of private money. They have found companies on the web that allow them to use private money to do double closings. The strategy I’m referring to is using private money to flip short sales and bank reo properties. Even though the market is suffering there are still “A” credit buyers out there that are looking for deals. They are intelligent to know that it’s a buyers market and so they are picking up properties with equity that’s twenty percent or more below market value.

By using private money you can pick up these properties cheaper than the average buyer because you’re using cash. So even though your end buyer with conventional financing may be able to pick up an property that’s twenty percent below the market you can come in and get it for about 40, 50 and in some areas 60 percent below market value as a cash buyer. You can then flip that property to your end buyer in a double closing transaction allowing you to make 10 to 50% profit spreads with Short Sales and REO’s. The double close is structured as an “A” to “B” then “C” to “D” transaction. The bank is the “A” seller; you the investor are the “B” buyer. This covers your transaction buying the property from the bank. The “C” to “D” process now makes you the investor “C” seller and your end buyer purchasing the property from you becomes “D”. This deal is structured so that if your end buyers financing doesn’t come through you are not stuck with the property. This protects you and the private money lender.

When you search the internet look for companies that provide private money with no up front costs. Most of these companies are charging up to four percent before they fund you the private money for deals. This can become very costly and eat into your profits. Things to look for are companies that allow you to use their private money and charge you about one percent plus a usual $300 admin fee with closing costs that is taken out of your profits at closing. This will allow you to work multiple deals at once.

Once you’ve found your private money funding source you can now start making deals to flip short sales. Here is an example of how a short sale flip with private money using the double closing strategy will work:

$100,000 Retail Value of Property

$50,000 Bank Accepts Your Short Sale Offer

$80,000 You Resale to End Buyer at this Price

$30,000 Your Profit at Closing

$800 Your Cost of Funds (1% Plus $300)

Julian Lee
http://www.articlesbase.com/real-estate-articles/how-to-locate-private-money-to-flip-short-sales-728462.html

legitimate ways, rather….and please don’t tell me to get a job…i make money; just wanna know of ways to make a couple more bucks and win some prizes

I have been making money on internet for 4 years and I was personally scammed by a good many making money methods.Finally,I found the most legitimate, effective and fast way for beginner to make money is doing paid surveys if you have a computer with Internet access and can sit at your computer for 1.5-3 hours per day.

But before joining a paid survey network, you should be sure that the paid survey company satisfies the following minimum requirements:
1. In business for at least 1 year.
2. Well organized, easy to navigate directories.
3. Directories updated at least weekly.
4. Helpful resources available for newcomers.
5. No "waiting period". Eligible immediately..
And more,more….

I understand it is difficult for a new online money maker to judge whether a paid survey site is good or not.So I found a survey club to help beginner make money on internet.You can visit http://www.survey-club.info to find how to earn money easily and legally.Hope that help you.

All information on http://www.survey-club.info free!!!
All information on http://www.survey-club.info free!!!

I believe most of us came here to look for ways to make easy money online at home. So here I am, revealing ways to make easy money online at home!

Make easy money online at home with Google Adsense:

Google AdSense is the only way to make easy money online at home. Google AdSense, commonly just AdSense, is a powerful ad serving program run by Google. Website owners can enroll in this program to enable text, image and video advertisements on their websites. All you have to do is places some code on your website and ads will be displayed that are relevant to the content on your webpage. These ads are administered by Google and generate revenue on either a per-click or per-thousand-impressions basis.

Make easy money online at home with Internet Based Affiliate Marketing:

Internet Based Affiliate Marketing is one of the best ways to make easy money online at home. An Internet based affiliate program on the internet is simply where a website is selling a product and they will pay you a commission on every sale you generate from the traffic you send them. So all you have to do is send your visitors to another web page. Popular websites like ClickBank and CJ serve the purpose to help you do internet based affiliate marketing by finding the right product. There are a lot of techniques needed to do internet based affiliate marketing so a lot of ebooks are available online.

Make easy money online at home with Google Adwords:

Google Adwords is another pay-per-click advertising company run by Google. In Google Adwords, you can put advertisements at their search engine and get quality traffic. But the conversation depends on well is your landing page. Imagine you pay $0.10 for each quality visit and you got one sales of $30 in every 100 visits. You are making a profit of $20.

Make easy money online at home with Online Auctions:

Make easy money online at home with online auctions is one of the 20th and 21st century’s most reliable, true and tested,legitimate home based businesses. Simply buy low, sell high and take the difference to supplement your income. Millions of people sell on eBay or other online auctions websites as a full time job and make well over 6 figures.

Make easy money online at home with Paid Surveys:

While not one of the most profitable of legitimate home based businesses, Paid Surveys are simple and easy to do and Yes, you can make easy money online at home with them. You can make four or five dollars a pop, which can add up especially if you do a few paid surveys each day in your spare time.

Make easy money online at home Freelancing:

There is no such thing as a free lunch. Neither is there an easy way to make money online, especially at home. To make yourself employable, you need to ensure that you have the required skill sets as well as good marketing and interpersonal skills. A sound portfolio (for aspiring writers, editors, photographers, designers, etc.) is a must.

Today several private companies and MNCs are employing people who prefer working out of their homes. A host of opportunities exist for home employment in areas as diverse as telemarketing, selling insurance, data entry, typing, data conversion, copywriting, accounting , writing (academic and journalistic writing), editing and proof reading, web design, content development, Internet-based research for companies, graphic design and desktop publishing, programming, audio and video editing, translation work and etc is available.

With a fair bit of technology skills (typing and word processing skills, being PC literate), entrepreneurs can use the worldwide web to start companies and work at the convenience of their homes.

Before you get into the home employment groove, make sure you have the requisite qualifications, hardware, and time management skills to convince potential employers that you are the right person for the job.

There are a lot of ways to make easy money online at home, so you do not need to limit yourself with just one way. Explore more ways that you can to make easy money online at home.

Alexander Gorbachev
http://www.articlesbase.com/home-business-articles/make-easy-money-online-at-home-the-fundamentals-on-how-to-start-making-easy-money-online-at-home-728564.html

This is obviously a hypothetical question, but other than the obvious (prostitution, drugs, armed robbery…) what are some ways to make money that would be against the law? If the only way you could make money was to break the law what would you choose and how would you go about doing it?

sell drugs the most obvious and easiest or you can sell fake id’s or fake papers.

Are you one of the thousands of Internet marketer wannabes who want to make quick money today? Are you one of those aspiring bloggers who want turn their blogs into cash machines that will support them forever?

About 600 million people have access to the Internet – and yet, it is still not at its best. There can be more to come. With this huge and expanding audience coupled with the fact that marketing and advertising can be done on the Internet so easily and at only a fraction of the costs of traditional methods, we now have a fantastic opportunity to be successful in online business and make extra money from home.

However please beware of the hurdles ahead because it is not as easy as it seems. It takes a lot of hard work and some financial investment to really make money online. Here’s some of the things you want to remember if you want to make lots of money online.

“Your product reflects you”

Your product reflects you, and this is where your career will really start. Deciding on what product you will use will be your stepping stone. Put yourself on your customer’s foot and ask yourself if you will really be interested to your own product. If you want to make money from scratch, you’d rather join an affiliate program first. But when you have skills to write or teach, you can even create your own product.

“Begin with the end in mind”

You must always begin with the end in mind. Don’t start until you have made a plan that includes what the markets are, what products and services you’re selling to these markets, how to acquire these products (and services), how you will market and sell them and how to get the money to pay for all these things, what will you do if you already created lots of money out of it. Like any other forms of work, you must have a plan for your Internet business.

“Sales copy should be a masterpiece”

If you want to make money on the internet, you must firstly focus to your site. The content of your website should have attractive and hard hitting selling materials to persuade your prospects to buy from you while maintaining and keeping the existing customers. Copywriting requires some skill. If you can’t do it yourself you will have to hire professional copywriters to do it for you for a fee.

“Patience IS your virtue”

Want to make quick cash? Well, that is possible, but not to quick. Building a successful business on the Internet takes not only a lot of effort and time, it also requires some financial input on your part especially for acquiring the necessary knowledge and to advertise your business. Don’t be trapped by the “overnight miracle” and “become-an- instant-millionaire” hype and stories.

“The money is on the list”

Also, do not forget the popular Internet adage, “The Money is in your LIST!” This means that a big chunk of your time, effort and concentration should be directed to getting the right strategy to drive traffic to your site and convert them to your leads where you can make money fast free by collecting them and selling them your prodicts.

“Start discipline in yourself”

Although this is a home based business with all the freedom in the world and you can really make money from home, it’s prudent to have some form of discipline. Once you’ve decided to sit in front of the computer to start working online, you must stay focused and do not allow any distraction to affect your concentration. Treat it as your business and not a hobby.

“Don’t ever try spam (don’t even think of it)”

Make money blogging and using email marketing is the annoying part for some, because many marketers spam their way to get money. I get very annoyed when I find chunks of unwanted e-mails plugging my mailbox resulting in the e-mails from my friends and business associates being “lost” in the midst of these junks mails.

Know you know the things you need to think of if you don’t know how to make money online. There’s so much more to learn but you’ll learn it on the way of your career. Just remember to have confidence that you can make money online. But keep it clean, no black hat!! Let’s all make quick money today in the internet!!

Neilven Ching
http://www.articlesbase.com/business-articles/make-quick-money-today-extra-factor-that-works-from-home-729419.html

I want to make money, becuase my family needs the money. I’m 15, so that limites everything and I don’t want to go to a nine to five job. There boring. I thought of differnt ways but they either won’t work or illegeal or both.

"Waaaah!! Nine to Five jobs are boring! Waaaaaaahhhh!!"
I’ve been recently laid off and I would LOVE to have a "boring" 9 to 5 job, so quit complaining!

There’s not much you can do at age 15 but slide groceries across a scanner, you lazy git.

You could also do odd jobs around your local area, like cut grass or something for old people who don’t have the ability to do so themselves.

You could also open up a lemonade stand near a local business (yes I’m serious), sell candies or some thing like that infront of a business. Just make sure you speak with the business owner and make sure it’s okay with him/her, and what rules you must follow as far as your conduct goes. Then, you simply buy a large pack or candies or some lemonade mix and a folding table, make some colorful signs, and sell, sell, sell! But, it will be boring.

If you have a mind to earn some extra income through the means of the internet and would not like to leave your home in turn, this is just the article for you. Listed below are three sure shot ways to earn money taking online surveys. 

You’ve got to keep your expectations normal

Well, sorry to disappoint you but if you thought that online surveys can actually make you a millionaire, you need to think again. Unfortunately, there is no quick-rich scheme which would help transform you into an instant millionaire and the work involved is immense. Nonetheless, the fact still remains that you can earn money taking online surveys provided you keep working on a regular basis and keep your head level at all times. Likewise, if you have a fair budget and a vision to be happy, you can earn a tidy some by filling surveys each month. Hence, it is very important that you give yourself time to learn the tricks and keep your expectations normal.

You can use it as a part time option

If you already have a job and would like to earn some extra cash, you may try and use the services of online surveys to compensate our income and earn those extra bucks. In order to earn money taking online surveys, you would need to dedicate certain number of hours from your daily schedule for completing surveys. Even if you devote two hours a day, you can hope to earn a substantial income. Therefore, to be able to earn money taking online surveys, you need to chalk a schedule which devotes a certain number of hours to filling online surveys.

You can take it up as a full time profession

Well, contrary to what you read in the first paragraph, you can also try and convert an online survey option into a full time assignment. In order to earn money taking online surveys, you would need to sign up with various companies and do a consistent job. Once the company appreciates your work and realizes your true potential, they would start sending you more and more work. In fact, you would start making anything from $5 to $40 for a single survey. When compared to a normal job, an online survey offers a chance to make ample money without forcing you to leave your easy chair.

You need not be a computer geek to earn money

It is a misconception that you need to be highly proficient in computers to earn money taking online surveys. Well, you do need a computer and an online connection but need not be a computer whiz to start work. If you have a valid registration with a survey provider and the ability to browse through a web page with ease, you are suitable for the job. You also need to have a bank account wherein payments can be sent. Therefore, there is no need to panic and even a novice who has no idea about computers, can start work and earn money by filling surveys. 

Alan Lim
http://www.articlesbase.com/home-business-articles/if-you-dont-earn-money-taking-online-surveys-now-you-will-hate-yourself-later-731058.html

Usually when I search for a type of business google has many names and addresses of the businesses immediately and it’s included on google maps. But if my business consists of services primarily provided in a customer’s home (and I don’t have an office yet) can it still be listed? Without an address?

There’s a new feature in Google Places for businesses that allows you to list a "service area." When you do this you can also exclude your address.

Not showing your address seems to lead to lower rankings, so I would definitely add it if you get an office sometime down the line, but this will at least get you listed for now.

Today, we are living in tough times. The entire global economy is on a downswing and we must do what we can to save our money as much and as early as possible even if it wants us to “force” ourselves for doing it. Indeed, it’s hard to change the whole picture individually, we should at least take a grip of our own priorities and bring a change now to ensure the security of our own family.

Here are some major steps you can take in order start saving money.

1-FOCUS ON SPENDING
I-Write down every penny you spend on a daily basis and regularly so that you can see and check what, where and why you are spending your money on.

II-Do away what you don’t need, look around your house, search and select those things that are not needful, sell them.

III-Refinance the mortgage on your home to decrease your house payments by several hundred dollars.

IV-Cut back on entertainment expenses. For example, instead of purchasing your favorite DVD, you can either look online for used versions or rent the movie. You can do the same with music and video games.

V-Educate your kids about how to save money. Make them understand how important money is and the impact that it will have on their lives.

2- DEPOSIT AT BANK
I-Open a saving account and determine how you will be saving everyday, month, quarter, mid year and every year and you will be well-prepared and equipped economically, especially when unseen circumstances arise.

II-You can ask your employer to put at least 10% of payment into a high interest bank account, after a while you won’t miss it.

III-You can think of putting your funds into a term deposit to keep them there for several months and not withdrawing.

IV-If your spouse is good at saving then ask him / her to setup an individual bank account where your money can be safely stored and you won’t have access to it.

V-Using an interest-based current account will give you an advantage of withdrawing with cheques or ATM. You will have to always leave some balance in the account daily and it will yield interest.

3- GET DISCOUNTS
I-Get the best discounts on the things you buy and need to buy so that you do not over pay and you are satisfied with your purchase.

II-Look for freebies, rent instead of buying and buy things in bulk, use recycle papers and look for used good off the internet.

III-Utilize package deals on cable, internet, and phone from cable companies at a discounted rate.

IV-Clipping and using coupons is a great way to save money on everyday expenses. Coupons are abundant through local newspapers and the mail and are very easy to collect, and you can really get quite a few fairly quick.

V-During shopping, get benefit of various consumer offers and sales.g. buy one get one free. For grocery shopping, check if you can search for some big whole sales stores instead of making expensive purchases at typical retail shops. 

4-SAVE ENERGY AND FUEL
I-You can cut-down your electricity bill by switching off the unused lights or adjusting the temperature settings of your refrigerator. Use energy-saver bulbs / lamps in your home. Only use the dishwasher when it is full.

II-Think of replacing your old appliances with energy-saving devices which carry labels being an energy saver.

III-If you insulate your home, it will reduce the cost of heating and cooling.

IV-If you’re a homeowner, consider converting over to a gas water heater. They are much more efficient which will help save money over time.

V-Save gasoline for your automobile by check tires regularly, accelerating and decelerating slowly while running and removing unnecessary weight. Keep filters/converters clean and if possible, try to keep windows and sunroofs closed especially at high speeds.

5-INVEST WISELY
1-You can lend money to financial institutions for a specified time so that, later, your money can be repayed to you with interest. A lot of investing options are available nowadays, such as bonds, insurances, stocks, etc.

2-Refrain from being in debt and manage your investment plans successfully. Refrain from debts that involve high interest rates.

3-If you prefer a long term saving option, the insured account of money markets can be your choice. Since it is for a long term basis, the financial institution gives a high interest rate.

4-You can also invest your money in collectibles and other items that will grow in value over time. You know that they are going to grow, so you hold on to them until the time comes that you need to sell them.

5-Don’t forget to concentrate on the basic investment areas.g. shares, property business, partnership or joint ventures, stock markets etc. Select an option that is best suitable for you.

Summing up, if you know the right ways, it is easy to make money. With some thinking, innovation and self-restraint, you can hold your precious money to a big extent.

Rob Grant
http://www.articlesbase.com/finance-articles/25-top-strategies-to-manage-your-money-722879.html

I used to notice businesses come and go. Some retail shops opened, another closed. Not many businesses are sustainable. Yet many want to go into business in order to be business owners, hoping to earn big and become financially independent. The reality is not always that way.
S, what are the good and useful tips to start and sustain a successful business?

Most important is a passion for what you are doing. Without that, your chances for success are not high.