Smells Like Happy

I’m an amatuer artistic photographer and I’d like to make money with my photos. What is the best way of doing this? I’ve heard about photographers selling they’re stuff to magazines and postcards and other media. I’ve also heard about stock archives. What do you recommend I do?

As the owner of Absolute Stock Photo
( http://www.absolutestockphoto.com ), I encourage you to submit an application to become a photographer at our site ( http://absolutestockphoto.com/contribute.html )

There are also a lot of other great agencies you can apply to… Wikipedia is a nice source of information on the subject:
http://en.wikipedia.org/wiki/List_of_Stock_Photography_Archives

Hope this Helps!
Julie Landman
Absolute Stock Photo

Most of us have no idea where our money is. The only sure thing is that it’s not in the bank to which we entrusted it. The bank has submitted it for circulation in the global money market.

After WE FEED THE WORLD. Erwin Wagenhofer presents his new film Let’s Make Money, following the tracks of money through the world-wide finance system, and points out the consequences of our greed for money.

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For most married couples who are still in love but are experiencing issues, the biggest source of occasional arguments or fights is usually that of money. Any married person knows that issues related to money can be a huge source of aggravation and pain in their relationship. The mere mention of money can bring up a lot of emotional baggage for most of us – which is usually a residual from things we learned during childhood.

Here are 5 tips for how to get both husband and wife on the same page about money:

1. Set aside a time once per month to sit down and discuss your finances

When facing financial issues like debt, a lost job, or disagreements about spending, it is important to face them together – as a couple. This can be hard to do. After all, dealing with the issues oneself is difficult enough, so it can be even more so when trying to do so as a couple due to differences of opinions about money and how it should be handled. The first step, then, for how to get husband and wife on the same page about money is to make a “date” once per month whereby you sit down together to discuss your finances. By setting aside this special time, you are showing that you are willing to take your situation seriously and tackle any challenges you face together.

2. Share regular updates about the 3 basics: credit cards, spending, and savings

When you finally sit down together to discuss your finances, try breaking the issues into three “buckets” or categories: credit cards (or other debt), spending and savings. If you think about it, all of your financial issues can be put into one of these three buckets. Once you have broken things down this way, it should be simpler to tackle each topic by taking stock of where you are and where you want to be.

3. Set one-year and five-year savings goals

Saving for retirement is an important financial goal for any pre-retirement couple. Set short-term and mid-term savings goals. (Usually, a one-year and five-year goal should be appropriate.) If you have trouble agreeing on your goals, take the time to hear out each other’s opinions – and be careful not to say hurtful things if your opinions differ.

4. Agree to discuss any major purchases ahead of time

Almost all couples I know have slightly – or largely – differing views on how to spend their money. These differences usually can be traced back to each person’s worldview: some people tend to believe (and act) like money is for the spending, since life is short. Others feel that saving for the long-term future is the only prudent path. Still, one simple thing you can do to is to agree that you will discuss any major purchase with each other ahead of time. Of course, just what constitutes a “major purchase” will vary from couple to couple – this is a figure for you to decide. But, bottom line is: stick to a figure ($10, $100, $500, etc.) and agree to discuss with each other any purchases in advance that exceeds this amount.

5. Use a “safe word” that signals to your spouse that you are feeling flustered about money

As mentioned above, just the mention of “money” brings up powerful emotions for most people. If there is a recurring money issue that seems to be causing you and your spouse ongoing conflict, consider coming up with a “safe word” that signals indirectly that one of you is going to that crazy place where you might get upset. The safe word can be any word or phrase you choose – as long as you both agree to it and can remember it. Then, if and when the financial issue-du-jour seems like it is causing more trouble than it is worth, one of you can say the safe word in order to diffuse the situation. Once this happens, take a deep breath and agree to talk about it later, once you have both calmed down enough to discuss it rationally.

Being on the same page about money is a cornerstone of any healthy relationship. I know, because I have seen money be the cause of much frustration in both my own relationships, and of those of couples whom I know personally. Try these 5 tips to ensure that you stay on the same page about money.

Susan Willis
http://www.articlesbase.com/finance-articles/how-to-get-husband-and-wife-on-the-same-page-about-money-5-tips-723535.html

I was trying to sell a new psp on amazon for $195 and the money they wanted for their commision was $31. That is just ridiculous. $30 was the amount of money i was planning to make as profit and it will all go to them. On ebay its a little better but ill only make like $5 for it. My question is, are all the sellers (especially on Amazon) making this little from the items they sell?

Some sellers sell hot items and make only $10-$20 per item but sell a lot of items every day. Others only sell a few low-demand items each week but make a lot on each.

You need to find items cheaper or more of them, preferably both.

allot of people have dropped a verse to this beat including lil kim remy ma amil and nikki minaj

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Have you ever considered getting into a home based business? The mere thought of trying to create a stream of income on the Internet sends chills down the spines of most average human beings. Making money online is simply not considered possible for “the average joe” these days. There are 2 main reasons why people don’t take the first step into online business. One is money – they think it costs too much ( in many cases it does). The other reason is knowledge. Or should I say, the lack of knowledge? Most people don’t have any idea how net-business works. I mean, who knows how to get started making money on the Internet? It is a bit unclear isn’t it? If you don’t have someone to take you by the hand and show you how it’s done then you are most likely going to bungle it unless you are an “Einstein.” But take heart, it’s not as bad as you might think. The Internet does offer many legitimate opportunities for building a realistic income right from your own home computer and it doesn’t require huge amounts of money or a degree in web-based business to get started. 

So, how does a newcomer to online business start the process of jumping aboard the money-making train? Let’s start with finances. How much money do we want to fork over to get this train moving? Just because the start up costs are cheap does not mean you will be saving money. In fact, most of the time just the opposite is true, you will be wasting money. Generally speaking, I would stay away from eBooks and “how to” courses that you download off the net. Sure they are cheap, but you’ve heard the saying, “Ya get what ya pay for” right? Well, there’s a reason why they say that. It’s usually true! And in a lot of cases, these things are just outright frauds. With these products you will get your download and then a pat on the back by the seller saying “See ya later!”, then you are basically on your own. So, what happens when there’s something there you don’t understand? What happens if you are unfamiliar with the terminology being used? What happens if you’re like me, and don’t have the patience to analyze page after page of bone-dry text? I can’t count the number of eBooks, get rich quick schemes, and outright scams I have bought online. Then I sat there scratching my head, blinking like an owl, wondering why it didn’t work for me. 

The problem with most of these quick download products is that they don’t provide any kind of support structure, whether it be online, phone or email (all three would be ideal). And that is exactly what a neophyte needs when getting involved in a home based business for the first time. The beginner needs someone that knows what they are doing to give them some backup if they get stuck. If you want to get into a worthy online venture which has a good support network, you will have to make a moderate investment. Good news is, it will not necessarily suck your bank account down to the last drop. Almost anyone can afford some of the effective programs that are on the net these days. 

Now let’s get down to some nuts and bolts. To make any substantial amount of money online you will absolutely need to have a website. And what’s more, you are going to need something to sell with your website. Now don’t panic. You will not need to design and build your own website from scratch unless you really want to. In which case, I say go ahead and give it a try. Just be warned, it takes time and knowledge to build a good website from the ground up. But there are alternatives if you are like me and would rather let somebody else do the “heavy lifting.” I suggest looking for one of the many opportunities on the web that will provide you a website and a product to sell with that website. 

Bear with me now, I’m going to rattle off a few things here. If you have ever heard the phrase “turnkey website”, you may be familiar with one of, if not the premier way for beginners to make money online. A turnkey website is a website that is largely already set up and ready to go, with maybe just some minor customizing needing to be made. Think of it this way, it’s like a house that has already been furnished with everything you would need for living in it. All you have to do is move in and rearrange the furniture the way you like, or maybe paint the walls a different color. In a lot cases, these turnkey websites are provided by companies running their own affiliate programs. An affiliate program is where you enter into an agreement with a company to advertise a product or service for them and in return receive a commission when you sell that product or service. Thus, you would be an affiliate of that company. These turnkey affiliate programs are an ideal way for beginners to get started in Internet marketing because the buyer is set up with a fully functional website ready to make sales online; and the investment required is relatively small. There are thousands of people making money online right now with turnkey website-based affiliate programs. Just Google “affiliate programs” or “turnkey websites” and see what you find.

Another way many rookies make money online are direct-sales programs. In direct-sales programs the new webmaster is given a pre-built website and a product to sell with that website. The product is entirely owned by the new webmaster. It’s a little different than the turnkey method, in that you can actually set up your own web hosting and domain name for your new website. This is great because you can “brand” your website with your own unique domain name ( example: www.domain name.com) and optimize it for search engines such as Google, which in turn can increase traffic flow to the website and consequently increase sales. These direct-sales programs usually include training in marketing techniques and include a variety of internet advertising tools so the website owner can sell directly to the customer. There is no commission involved here. In direct-sales programs the website owner gets 100 percent of all sales.

One direct-sales program that I like for it’s simplicity of design, in depth training, and responsive support network (online, email and phone), is called IPC Instant Cash. For the most part, it’s a turnkey-based online marketing system that uses the direct sales model. With IPC Instant Cash you will get your own website and product to sell. Thousands of investors are taking advantage of this system, a great number of them being “newbies”. If you are really looking for a home-based business that is suitable for entry level entrepreneurs, which furnishes a complete system, a decent product to sell, and an all inclusive training package, this program is a good choice. The IPC Instant Cash program walks you through the online marketing process and shows you exactly how to set up your website so that it can start making money online for you as quickly as possible. Many members make their first sale just hours after getting started. There are not many programs that provide a complete package like this system does for slightly under $100. 

Another program I will mention is Profit Lance, which is set up to be more like an affiliate program. This system sets the buyer up with multiple affiliate projects, but usually takes longer to produce a realistic income because the payment process with affiliate programs is slower than with direct-sales programs. This can sometimes be a problem for beginners who may be impatiently waiting to see results and get paid. Affiliate programs sometimes take up to 60 days to pay their representatives. However, with IPC Instant Cash the reps are paid immediately through a payment process that is set up to deposit directly to their account, which gives them instant access to their money.  

The main thing for beginners to keep in mind when searching for a home based business that has a realistic chance for making money online is, go slow and choose carefully. There are programs out there that do make money online. But in contrast, there are many scams, frauds, and get rich quick schemes that will separate you from you money so fast your head will spin. So be thoughtful and perform your due diligence. Google is a great source of information for anything you might be interested in. Use it! Don’t reach for the first flickering jewel you come across because some of those flickering jewels will burn you. Recognize that you will have to put effort into any online marketing program in order to get rewards from it. Sometimes it just takes time to learn the basics of online marketing, which causes a lot of newcomers to give up before they can reach that point of “critical mass”. Unfortunately most beginners have unrealistic expectations of large amounts of money flowing into their account from day one. I have yet to find a program online that will speed down the information superhighway making tons of money for me while I sit back watching tv. Give it some time, keep working at it, and don’t give up! Last but not least remember, you will have to take that first step if you want to get your online income stream flowing. The journey of a thousand miles begins with one step. If you do nothing, nothing will change. Good luck, and all the best!

Ken Stephens
http://www.articlesbase.com/home-business-articles/making-money-online-for-beginners-taking-the-first-step-723608.html

I am going to make a website that just advertises different websites that allow you to make money online. I want to know where to start for this and some of the best ways to advertise so i can make the most money. Please help and thanks for your answers.

If you create the site then the advertiser come directly to contact you to give advertisement to your site if your site unknown to many members then you have to join in the affiliated network to get the advertiser there are different kind of payment schemes available in advertising .. pay per impression(CPM) , Pay Per Click (PPC), Pay Per Sale or Lead by these scheme you will get the payments..

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The thought of making money online is appealing to many, mainly because of the benefits it offers. Two key incentives are motivational factors here: The money making potential of the internet as well as the personal freedom that comes with working without a fixed schedule or under a less than supportive boss. Indeed, why make £6 an hour working in retail a counter when you can easily earn the same amount by spending 10 minutes to write an article on your blog? Even if you’re not looking to work full-time at home, the internet offers a viable source of money which can help to supplement your regular income.

Different Ways to Make Money Online

A basic Google search will expose many ways to make money online and most of the websites listed in the search results pages all seem to focus on similar methods of making money. Over the next few articles I will list and discuss profitable strategies to make money via the internet. As time progresses more methods and examples of how to make money online will be added to this list, which can be considered as a work in progress.

1. Set up a Website or Blog for Profit

One of the easiest ways to make money online is to create a website or blog which allows you to earn money from the display of advertisements such as Google AdSense or via the sale of products and services.

There are many various types of money making blogs, which will assist you to make money and you’ll need to pick a system that suits your interests, schedule and skill levels. A simple no frills blog will allow you to easily pull in at least several hundred dollars in a month through the use of paid blogging websites alone.

I am now going to cover in more detail how to successfully set up a profitable blog in four key steps.

Step one

Select a topic for your blog. I would advise you to choose something you are passionate about because you’ll be able to discuss it at length and not get bored of it. Also make sure that your topic is interesting to other people too. Use your keyword tool of choice such as Google’s external keyword and input your site’s topic to see the monthly search volume. If it is fewer than 10,000 searches per month, you might want to reconsider the topic. There is also an option to show advertiser competition. If it is high, there is money to be made, a very good sign.

Step two

Set up your blog. Blogger.com is great for beginners I would highly recommend. Once the blog is set up choose an effective theme for your topic.

Step three

Populate your blog with content. If you selected a topic that reflects your passion, this will be easy. If you selected a topic that will make you money and you don’t know much about your subject, search article directories such as Ezine and Goarticles for articles covering your topic. Most will allow you to republish their content as long as you keep the original author’s links intact. Ensure that the blog is informative and concise. People generally want to digest 250-500 words at a time.

Step four

Arrange for adverts to be displayed on your blog, Google AdSense is a great way to make money, you receive a payment every time a person clicks on one of these adverts, which are displayed on your blog. The more traffic you drive to your blog the more people that click through onto the Google adverts.

Please keep an eye open for the next part of this series, which will be covering Affiliate Marketing one of the most profitable Internet strategies.

James Curtis BSc writes on how to make money online and advises on some of the current online scams. If you are having difficulty making money online you can learn more by visiting my blog: How to make money online:
http://howtomakemoneyonline-jcurtis80.blogspot.com/

James Curtis
http://www.articlesbase.com/internet-marketing-articles/how-to-make-money-online-a-guide-for-beginners-part-1-setting-up-a-blog-or-website-738413.html

As an absolute beginner in the field of speculation on the financial markets, please guide me on how to exactly make money on the basis of the information on DOW and FTSE indices’ movements and dynamics?
Subsequently, I have been motivated to ask you this question by being aware of the current credit crunch situation and the latest Lehman Brothers bankruptcy crisis.

Many Thanks and God Bless!

I can give you information that will help you skip over the 12 years learning curve where you would be losing your money over and over again. The stock market is set up on a 90/10 scale. 10% of the people out there make the money and everyone else (90%) donates to them so they can build their houses and buy their cars and property.
I started out in the stock market in the mid 90s and made a lot of mistakes and then I suddenly found out what works and what doesn’t. I have learned how to make money in the stock market. He res a synopsis of what doesn’t work:
1. Dint try to play the news. The pros on the floor get the news before you do at your laptop online. They have services such as First Call, and other immediate news services. Also the guys on the floor hear the rumors before you do. Basically what this does is the stock already moved before you even got the news, too late.
2. Penny Stocks. You might have heard about someone who made a mint in penny stocks. He bought 10,000 shares at .03 apiece and suddenly the stock jumped to 3 dollars a share and he bought a new car or a house. This is ultra rare. Usually you will buy a penny stock for .07 a share and then it will go down to .03 a share and stay there for a year.
3. You try to do momentum plays. If the stock suddenly shows up on the ‘most up’ lists for the day you think that you can join up with the momentum and make money too. But by the point YOU see it on the lists, the pros are already starting to sell it. You buy it and the stock starts to drop.
4. Rolling penny stocks? No. Everybody wants to buy at the bottom of the roll, no body wants to sell at the top of the roll.
5. You try to daytrade, fighting the market makers and screw them out of thier bid and ask spread. Not going to happen. You are up against a professional who makes his living doing this.
6. You learn technical analysis. But this takes about 6 years to master.
7.You try giving your money to a pro…most money managers dont make money during down years. As a matter of fact they can lose quite easily.
8. You can follow stock pics from the Wall Street Journal or IBD but then everyone sees those pics. You would be one of the 90%. Those pics, unless they are forcasts, show stocks that are currently hot. As you see them pros are dumping them.
9. You try to catch a ‘falling knife’. A stock drops big because of news so you buy it because you think its cheap. Yeah but there was a reason the stock went down, a fault in the stock itself. So it keeps bleeding after you buy it and then it keeps dropping. Then it gets downgraded and drops more.
10. You tried options. Most people dont know how to do them right and most people lose at options. Heres why. a) you buy an option that expires at a certain time (they all do) and the stock goes down, your option goes down. b) you buy an option and the stock remains at the same price and is flat. The option time erodes and you are left with nothing. c) You buy the option and the stock price soars. You are estatic because the stock price made your option triple. Sell the option? Hell no, it could go up more! So you hold it. The problem with that is they all expire worthless if given enough time. So you hold hoping for even more money then the price goes down. You lose.
12) You move your money around in one big pile. Investing 100% of your money all at one time is a big mistake because that one time when you have a catasrophic loss from one trading mistake is the time you are done. Always have different piles for trading down or up.

Well that is my two bits and I suggest that you follow this if you want to learn and make money. Site I have this from is below.